词汇 | example_english_annuitant |
释义 | Examples of annuitantThese examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. Moreover, because the probability of survival decreases with the age of the annuitant the mortality credit increases with increasing entry age. We assume that the future lifetimes of the annuitants have a common distribution and are independent of each other (conditional on any given survival function). Second, we obtained individual-level data on all annuitants giving gender, size of pensions and dates of birth, retirement, and death. Following the previous literature, we consider households with both population and annuitant mortality. The book has a clearly delineated line of reasoning which helps the reader new to annuitant issues. In any case, it is noteworthy that higher portfolio returns tend to be partially shared with annuitants. Alternatively, the pension fund could conduct biddings among private-sector providers to allocate cohorts of annuitants. Computed with cohort annuitant table and risk-free rate. It seems to me that annuitants must absorb some of these risks. Computed with cohort annuitant table and corporate bond rate. If annuitants perceive an increase in risk and demand a risk premium, the aggregate demand would contract, reinforcing the increase in the annuity rate. It is interesting that no actual opinions of pensioners or annuitants are included to complete the perspective on trends in annuities. With this type of life annuity a periodic payment is made to the primary annuitant, which he receives until his death. These results are consistent with several scenarios, including a small liquidity premium, and a partial and delayed sharing of higher returns with annuitants. What cannot be hedged is the risk that annuity prices might increase as a result of unexpected increases in longevity among the annuitant population. In my opinion, the solution may be for insurers to transfer both of these risks to the annuitant. Providers are also allowed to price annuities freely, and to differentiate risk according to basic annuitant characteristics, such as age, gender, and income. Among the stock of early retirees, 85% have annuitized and 80% of the flow of new annuitants are early retirees. When a retiree dies, this benefits the remaining group of annuitants. Computed with the risk free rate and an update cohort annuitant table. As one might expect, households with annuitant mortality find annuitization more attractive than those with population mortality. None of the other annuitants, nor their successors, enjoyed such good fortune. If this increase in the expected portfolio return reflects factors other than risk, competitive pressures could lead providers to share them with annuitants. We considered how the rate of time preference might affect the behavior of a married couple with annuitant mortality and with half its wealth preannuitized. These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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