| 词汇 | equity-release |
| 释义 | equity release noun[ U ] finance & economics UKspecializeduk /ˌek.wɪ.ti rɪˈliːs/ us /ˌek.wə.t̬i rɪˈliːs/(USreverse mortgage) a financial arrangement that allows a person who owns a house to obtain money based on the value of their house, while continuing to live in it: 反向抵押贷款（一种金融安排，让房屋拥有者在继续居住的前提下获得基于房屋价值的资金） Under the scheme, equity release is available to anyone over 60. Is equity release really the best way to realize the benefit of property price rises?资产释放真的是实现房产价格上涨收益的最佳方式吗？ The rise in property values and decline in pension provision means that demand for equity release is growing. Equity release is a major financial decision that should not be undertaken without advice. The organization has launched an equity release service. There are two types of equity release scheme. Mortgages & real estate blockbusting brick bricks and mortaridiom BTL buy-to-let chain equity landlady letting mortgagee planning blight real estate broker real estate office Realtor realty realty office refinance remortgage repo repossess equity release | Business Englishequity release noun[ U ] FINANCE, PROPERTYukus a financial arrangement in which someone who owns a property sells all or part of it to a financial organization in exchange for cash, but has the right to continue living there: an equity release scheme/plan Examples of equity releaseequity release These arrangements are variously called reverse mortgages, lifetime mortgages or "equityrelease mortgages" (referring to home equity), depending on the country. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Shared appreciation mortgages are a form of equityrelease. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. A resurgence in the equityrelease market has been the introduction of interest only lifetime mortgages. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. These schemes have proved of interest to people who do like the roll-up effect (compounding) of interest on traditional equityrelease schemes. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Thus equityrelease is particularly useful for elderly persons who do not intend or are not able to leave a large estate for their heirs when they die. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. There is clearly scope for partnership development of equityrelease schemes bringing together central government, local government, the voluntary sector and the private sector. He states that, in effect, local authorities would be running equityrelease schemes. Improved equityrelease schemes could provide an important mechanism for maintaining and raising people's living standards in later life. If you're not the type of person that wants to leave any money to your family then, fine, yes [use an equityrelease product]. Some people did not like the idea of a company making profits from equityrelease. These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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