squeezenoun

SMART Vocabulary: related words and phrases

Economics
accommodative
anti-economic
anti-inflation
anti-inflationary
anti-recession
buyer's market
deindustrialization
economic
gross domestic product
HDI
human development index
industrialism
Keynesian
liberal
monetarism
monetary
recession
retrench
squeeze
the public purse

credit crunch | Business English

credit crunch
noun
 ECONOMICS, FINANCEukus(alsocredit crisis, credit squeeze)
[ C ]
economic conditions that make financial organizations less willing to lend money, often causing serious economic problems:
Japan experienced a major credit crunch in the late nineties.
 the Credit Crunch
[ S ]
the economic situation during 2007-2009, during which there were serious economic problems all over the world relating to financial organizations being unwilling to lend money:
Most politicians agree that the Credit Crunch was originally caused by irresponsible lending by banks.
The credit crunch has led to a sharp fall in the number of home loans.

Examples of credit crunch

credit crunch
Because this strengthening typically takes place through a reduction in credit creation, it can produce a creditcrunch that exacerbates the recession.
If they focus on short run macroeconomic stabilization (avoiding a creditcrunch) they may increase the probability of bank failures and bank panics.
If so, do policy-makers concentrate more on preventing bank failures or avoiding a creditcrunch?
However, we do see some evidence of the predicted negative comovement between consumption and investment at the start of "creditcrunch" periods.
The following section reviews the existing literature on bank regulation, bank failures and panics, and the creditcrunch issue.
This reduction of assets, particularly in the supply of loans, can cause a creditcrunch.
We examine whether this policy-dilemma is empirically observable, and whether policy-makers concentrate more on preventing bank failures or avoiding a creditcrunch.
Consequently, policy-makers face a dilemma between safeguarding the banking system (preventing bank failures and/or bank panics) and preventing a further deterioration in aggregate economic conditions (creditcrunch).
Political scientists and economists have, however, not yet explored systematically how regulators behave when facing a trade-off between preventing bank failures and preventing a creditcrunch.
In this article we examine whether this policy-dilemma can be empirically observed, and whether policy-makers concentrate more on preventing bank failures or avoiding a creditcrunch.
Several authors have examined whether and how recessions cause bank failures and bank panics, and whether and how regulatory responses can cause a creditcrunch (see above).
The creditcrunch is already affecting small and medium-sized companies and would-be home buyers.
From Europarl Parallel Corpus - English
I am therefore going to continue unless there is another question relating to the creditcrunch/loans for business.
From Europarl Parallel Corpus - English
The problems have possibly been exacerbated, but certainly not caused, by the creditcrunch, and state aid should not be a reward for bad behaviour.
From Europarl Parallel Corpus - English
They are increasingly important, especially in these difficult times of global creditcrunch where unemployment is likely to get worse before it gets better.
From Europarl Parallel Corpus - English
See all examples of credit crunch
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.