词汇 | borrower |
释义 | borrower noun[ C ] uk /ˈbɒr.əʊ.ər/ us /ˈbɑːr.oʊ.ɚ/ a person or organization that borrows something, especially money from a bank: 借款人;借方 Banks are encouraging new borrowers.银行正在鼓励新的人来借款。 The borrower is charged interest from the time the loan is disbursed until it is paid back in full.从贷款发放到全额还清,借款人需要支付利息。 Borrowers of library books should return them when they are due.图书馆的图书借阅人应在书到期时归还。 For most borrowers, size of the monthly payment is the most important factor in their loan choice. Borrowers pay more fees and interest each time they refinance. The writer is a keen-eyed borrower of folk tales and themes. Borrowers & lenders bondholder creditor deadbeat debtor financier guarantor lender loan shark moneylender mortgagee pawnbroker usurer Seeborrow borrower | Business Englishborrower noun[ C ] uk /ˈbɒrəʊər/us FINANCE, BANKING a person, company, government, etc. that borrows money: Naturally, defaults by corporate borrowers increased when the economy turned down. House prices have recently been falling and many mortgage borrowers are finally feeling the pinch after five interest rate rises in nine months. new/existing borrowers Compare lender Examples of borrowerborrower Default risk is related to the inability of a borrower to reimburse a loan or a bond. However, this is associated with relatively low levels of internal resources held by borrowers. Over time, as increasing numbers of producers gain access to external finance, borrowers' net worth rises relative to debt. These costs arise through informational asymmetries between borrowers and lenders that are costly to resolve. If each agent's endowment level increases, then the relative wealth differences between the lenders and the borrowers really decrease. Some foreign banks flush with silver money in their coffers in some seasons of the year had to seek out borrowers. This coincides with the sharp enhancement of in-house capacity and capability to assist borrowers on environmental project and programme formulation. A pivotal bank function, therefore, is to intermediate between savers who demand complete liquidity and borrowers who require non-marketable loans. In the most severe cases, no further cash flows are being paid by the borrower. Officially, the government had reasoned that a higher ratio would reduce its commitments abroad and would also help improve the country's image as a borrower. Intuitively, higher transfers from the government enhance the internal financing capabilities of private-sector borrowers, and thereby facilitate the production of capital. Economic growth promotes financial development by increasing borrowers' collateralizable net worth. It takes the form of a rebate on the interest rate prevailing on the loan market for a given category of borrowers and projects. The borrower worked for the lender, or substituted someone to work in his or her place, in lieu of paying interest on the loan. This comes from the model environment where borrowers are physically separated from lenders when t is realized. See all examples of borrower These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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