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词汇 example_english_with-profits
释义

Examples of with-profits


These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
However, life companies are increasingly also offering variable policies such as variable life policies, variable annuities, with-profits endowment and unit (mutual fund) linked policies.
Myners (2001) discusses how the lack of information surrounding the with-profits funds affects the level of competition in this market.
Participating or with-profits arrangements have a number of advantages in reducing the volatility of outcomes for individuals.
Secondly, if he takes out a with-profits policy he knows that—on face value at least—its value will increase.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The analogy of a "with-profits" life insurance policy may be helpful.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Traditionally, life insurance business is on a with-profits basis.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
That statement confirmed the principle that the interests of policyholders and shareholders in with-profits life funds should generally stand in the ratio 90:10.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Those funds result from the build-up of successive reserves from years of over-cautious returns to with-profits policyholders.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In fact, those mortgages are a bundling of two things—an interest-only mortgage and, behind it, a with-profits endowment life policy.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I should add that both have said that the particular characteristics of with-profits policies should be clearly explained to the investor.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The value of with-profits funds depends on the interaction between annual bonuses over the lifetime of the policy and the level of terminal bonus.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In terms of joint and last survivors of retirement annuities, one could not have a with-profits policy in respect of the spouse at that time.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I am not convinced that we have gone as far as we could over the disclosure of expenses on with-profits policies.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Half of those people are in the with-profits fund and half are not.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The review proposes reform to with-profits policies, and describes an "ideal model" of with-profits policy.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In practice, there is a weak regulatory framework for with-profits funds.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
There is a growing debate within the life insurance industry about the methodologies for assessing bonus distributions on with-profits policies.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Therefore, where with-profits policyholders have shared in the growth in their fund, the costs should be shared in the normal proportion—90:10.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
There would appear to be a particular burden on those with traditional with-profits policies.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Ironically, with-profits funds were presented as the safe option.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Like prudent companies in other walks of life, it creates a reserve for undistributed assets within the with-profits fund.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
From next month, firms must also publish a statement of their principles and practice in financial management, setting out how they manage their with-profits funds.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Its with-profits fund has lost about half its value.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
A with-profits pensions policy is one in which the insurance company pays bonuses that are added to the fund at intervals.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
That was clearly a high-risk policy, given that there were two separate contracts covering with-profits bonuses and guaranteed annuities.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
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