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词汇 example_english_endowment-policy
释义

Examples of endowment policy


These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
A further problem relates to endowment mortgages, where the amount outstanding remains at the original level until the endowmentpolicy matures and the whole of the mortgage is repaid.
He was shown the judge's handwritten memo, which clearly stated that the endowmentpolicy was to be shared.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
This business is something like endowmentpolicy business except that it is not secured on the life of any person.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
So far, the life assurance business, the deferred annuity business, the endowmentpolicy business have all flourished notwithstanding increases in standards of social security.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
He may provide for an endowmentpolicy at sixty-five or seventy.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
But an endowmentpolicy has a further averaging quality.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Suppose there is an endowmentpolicy payable at the end of 20 years or on death.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
This may be the same policy —a whole-life policy is converted as the same policy into an endowmentpolicy involving the trebling of the premium.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The borrower therefore pays off each month only the interest on the loan coupled with the premium due on his endowmentpolicy.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
This would mean that encourage-meat would attach to a pure endowmentpolicy without life cover.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Why was the judge able to change his mind on the sharing of the endowmentpolicy?
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Thirdly, provision is to be made in the case of an endowmentpolicy which is in force at the expiration of the period of protection.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
That is what is called an endowmentpolicy.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Then it is clear that paragraph (d) does not exclude an endowmentpolicy.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The proviso makes provision for the payment of reasonable funeral expenses upon the death of a person instead of the full endowmentpolicy.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Then in 1974 this individual had some minor financial crisis, or alternatively, it may be an endowmentpolicy taken out to pay educational fees.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
If customers with mortgage endowmentpolicy repayment schemes are concerned about the maturity value of their policy, they should discuss the situation with their insurer.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
We know that the conveyancer has a duty to his employer to hook and land both the mortgage and the endowmentpolicy commission.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
A client was offered an advance by a building society which was to be repaid by an endowmentpolicy.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The commission on that endowmentpolicy might be worth about £1,000.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
There could be a graduated, five-year endowmentpolicy on retirement, with the beneficial years applying in the last 10 years of a policeman's service.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The endowmentpolicy will pay off the mortgage.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
An investment policy, an endowmentpolicy, is practically the only channel for a ready and safe investment open to him.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Let us assume that someone is taking out an endowmentpolicy for 20 years and that he has a choice between two companies.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In the case of an endowmentpolicy also that may be quite a proper transaction.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In that case the premiums often treble when the conversion from a whole life policy to an endowmentpolicy takes place.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
An endowmentpolicy is also taken into account in assessing the £2,500 earnings limit.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
They purchase an annuity which brings to them a return in the shape of interest on their investment, or the equivalent of an endowmentpolicy.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
If individual policy holders have concerns, they should review their policy with the issuer of their mortgage endowmentpolicy.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Our society—we make no bones about it—will get a commission on the endowmentpolicy.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
One favourite method is by taking out an endowmentpolicy.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
He was then told that the endowmentpolicy would go entirely to his wife rather than being split between them.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
At present the average rate of bonus on a £1,000 endowmentpolicy maturing in 20 years time beings it up to £1,600.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Could not that be extended to an endowmentpolicy for 10 years or longer?
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
When persons have paid for a full endowmentpolicy they should get that for which they have paid.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It really would be impossible to issue a notice to a holder or former holder of an endowmentpolicy, including lapsed policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
To add insult to injury, the building society then sold them an endowmentpolicy.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In the case of an endowmentpolicy, the procedure is somewhat different.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Is a mortgage backed by an endowmentpolicy right for them; or should it be an interest-only mortgage?
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
What about a lengthy endowmentpolicy where the same situation applies?
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The traded endowmentpolicy market is pretty small.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Moreover, the endowmentpolicy is of great advantage in an inflationary condition.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Let us assume that the property is sold on a mortgage of £60,000 backed by an endowmentpolicy.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Will he especially consider the fact that many people who have £2,500 may have that sum as a result of systematic saving over the years, sometimes through an endowmentpolicy?
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
There is, perhaps, a duty on the intermediary to say how far that means a loss of accumulated capital at the end of the period of an endowmentpolicy.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Most owner-occupiers believe that they are doing the right thing by their wives if they cover their mortgage by taking out an endowmentpolicy on their lives.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It was on an endowmentpolicy basis.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Nobody takes out an endowmentpolicy for less than 10 years for pure insurance purposes, or, at any rate, such policies are so rare that they need not be counted.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The insurance office can earn more interest on his money, and in the case of an endowmentpolicy it is paid if he dies before the policy matures.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
But it does not end there, because modern thinking is that a mortgage could be better linked to an investment trust arrangement rather than to an endowmentpolicy.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
What happens in the case of a five-year endowmentpolicy which again might be taken out by a 20-year old man who wants to provide for his children's education.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It follows that one cannot by a side wind escape from those rules by having a whole-life policy converted to an endowmentpolicy which does not conform to the rules.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
A constituent recently complained to me that, before his endowmentpolicy was due to be paid, independent financial advisers seemed to know that he was due for some money.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I started an endowmentpolicy in 1920.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In the past the endowmentpolicy was often taken as an additional security by the lender.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
The with profits endowmentpolicy was sold alongside an interest only mortgage.
From
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This example is from Wikipedia and may be reused under a CC BY-SA license.
This practice has created a thriving industry of endowmentpolicy buyers.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
Homeowners were told that the endowmentpolicy would cover the mortgage and provide a lump sum in addition.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
Now, many companies offer to buy the with profits endowmentpolicy from the holder for more than the surrender value.
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This example is from Wikipedia and may be reused under a CC BY-SA license.
The objective is that the investment made through the endowmentpolicy will be sufficient to repay the mortgage at the end of the term and possibly create a cash surplus.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
One with the lender for the mortgage and one with the insurer for the endowmentpolicy.
From
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This example is from Wikipedia and may be reused under a CC BY-SA license.
No help is provided for capital repayments or, in the case of interest-only mortgages, with the investment vehicles such as endowment policies.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
None of the recommendations relates to traded endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
To do this, agreed endowment policies had to be set aside for this purpose with an undertaking that the policies should not be assigned.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Anything which discourages the taking out of endowment policies must be detrimental to the country.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
We receive occasional representations about the mis-selling of endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Of these 1,674 were endowment policies and 4,069 whole-life.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Are the savings policies in any way different from the endowment policies?
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
He had sold out his endowment policies to keep office.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
We will keep under review the case for extending the regulation's scope to include all dealings in traded endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The result is that, although such endowment policies have for many years been issued by industrial assurance societies, they are illegal.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
This is going to be a very serious matter to insurance companies who do a very legitimate business in life and endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
There is no limit here, as there is in the case of endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
When that was mentioned, it was in the context of selling commission-based products, such as endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It is long overdue, because many ordinary people and trade unionists seek to protect their future by the purchase of life and endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
For example, endowment policies have failed to deliver the funds needed to pay off mortgages.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Included in this are individual personal pensions and mortgage endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The sale of traded endowment policies to members of the public will be regulated.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
A great many other people in this country also have endowment policies with that company.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Prices offered for second hand endowment policies are tending to converge with surrender values.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I think it is true to say that the majority of endowment policies are "with profit" policies, and that these have gone up with inflation.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In half the interviews attended, poor-quality information was provided, even including incorrect calculations and questionable assumptions about investment growth for linked endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
This paragraph can only apply to short term endowment policies of less than 10 years.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
With that exception, there is no power to issue endowment policies on the lives of relatives.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Is he aware that some endowment policies sold by that company see £7 of growth in the life fund bringing only 70p of benefit to investors?
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Very often poor people try to make some provision against the vicissitudes of old age by taking endowment policies or other policies with insurance companies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
They have been adapted over the years so that they are now almost on all fours with endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Whether private individuals who have taken out endowment policies, or endowment-linked policies, for their private provision would agree with that is an interesting question.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Most mortgages are now linked with endowment policies.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Will he extend them slightly so that endowment policies associated with mortgages are looked at so customers using those financial services obtain clarity?
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
There are similar cases connected with endowment policies.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Could not the matter be put right without legislation if only the people who borrowed money from building societies took out endowment policies as well?
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Consumers often need to cash in endowment policies early because they cannot afford to continue paying the premiums.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
He admits to having bought up enough second-hand endowment policies to put himself in the frame for a payout of £150,000.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
They arrange mortgages for substantial commissions and life assurance endowment policies for substantial and continuing commissions on annual premiums.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
He therefore has a responsibility to the consumer which the mere seller of mortgage finance and endowment policies lacks.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I am not at present in a position to say to what extent holders of industrial assurance endowment policies will suffer loss.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
For the policy holder, no distinction is drawn between investment-linked policies, as such, and endowment policies associated with mortgages.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The regulator has identified a number of well-known insurance companies that systematically mis-sold endowment policies by mispricing them.
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In the recent past, when inflation and nominal interest rates were higher, endowment policies typically provided an attractive savings route to repay mortgage loans.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
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