英语词汇“example_english_endowment-mortgage”的音标、意思、用法及中文翻译-反思网

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In addition, a person who has an endowmentmortgage scheme over a long period of time pays at least another £15 per acre.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
That attempts to use the public's confusion about the two elements of an endowmentmortgage to cover the industry's own malpractice.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The local endowmentmortgage sellers got together and denounced me for such terrible scaremongering.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I accept that an endowmentmortgage will not be affected but that a repayment mortgage will.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
That is the net cost in the case of an endowmentmortgage.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
For most people who have taken out an endowmentmortgage, there is now no way out.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Because a life insurance policy is an integral part of an endowmentmortgage, the overall surrender value is disregarded in the same way.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I am thinking of the insurance endowmentmortgage, where all payments are made on interest, and ordinary repayment mortgages.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The endowmentmortgage will not be considered either.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
A couple who came to see me recently—a manual worker and his wife—purchased an endowmentmortgage in the 1980s to buy their council house.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
In addition, they offer a panel of three leading life office products to support endowmentmortgage business.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Often, the biggest single issue facing a mortgagor is whether there should be an interest-only mortgage or an endowmentmortgage.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
An endowmentmortgage does not affect the recalculation of benefit.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I draw attention to a further absurdity of the market's response to the present endowmentmortgage scandal.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
If he has an endowmentmortgage of £15,000 his tax liabilities are reduced by about £1,400.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Will he also tell us how many of those people will lose the benefit of using a life insurance policy as an endowmentmortgage?
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
On an endowmentmortgage, they have to pay an additional £65·62 a month and it will be double that for a £60,000 mortgage.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The difference is that with an endowmentmortgage there is tax relief not only on the interest content but on the capital repayment represented by the endowment premium.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
However, if a life insurance policy is surrendered early or linked endowmentmortgage savings are redeemed, any resulting capital is taken into account in the normal way.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Similarly, anyone holding an endowmentmortgage has just cause to feel extremely worried, because it is worth significantly less today than it was worth 48 hours ago.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
This is to ensure that, given that the endowmentmortgage involves payment of interest only on a loan, both types of mortgage attract about the same proportion of interest-related subsidy.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
They show, for example, that on a £50,000 endowmentmortgage, an individual's choice of company can influence the final value of his investment by as much as £9,000.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Toward the end of the 1980s when endowmentmortgage selling was at its peak, the anticipated growth rate for endowments policies was high (7-12% per annum).
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
A further problem relates to endowment mortgages, where the amount outstanding remains at the original level until the endowment policy matures and the whole of the mortgage is repaid.
It will hit ordinary people such as pensioners, those who hold endowment mortgages, and many others.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
They have come to my surgeries to tell me that they have such endowment mortgages and that the news is terrible.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
During the decade, endowment mortgages became more expensive, but sales increased.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The only other clue in deciding what period to take lies in the fact that endowment mortgages are usually worked up to 30 years.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The only people whose interests were being served by the use of endowment mortgages were those who sold them—and it is still going on.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I do not see why that should be the case, because in many respects endowment mortgages can be advantageous.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Housing costs, including those from repayment and endowment mortgages, are currently taken into account in the calculation of child support maintenance liability.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Because endowment mortgages are now discredited, they are disguised as flexible mortgages, and many so-called independent brokers are anything but independent.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
We addressed consumer concerns about redemption penalties, endowment mortgages, tying in of insurance and other products and when lenders credit the payments borrowers make.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The principal exemption is long-term insurance—life insurance, endowment mortgages and pensions.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I do not know the figure for endowment mortgages and the like.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Many reputable high-street companies have decided not to sell endowment mortgages, but the less reputable ones continue to sell them.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
That represents a serious breach of trust and it is understandable that concern has spread to other areas, such as endowment mortgages.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
They believed that the move would make endowment mortgages more expensive, and that is what happened.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I am particularly pleased to have secured today's debate because the question of shortfalls on endowment mortgages is raised regularly in my constituency surgeries.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Similar misselling has occurred in respect of endowment mortgages and annuities.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Indeed, removal of the differential on endowment mortgages is a recent example of such competition working and of the building societies removing a differential charge.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
One of the things that has tipped the balance from endowment mortgages to repayment mortgages is the reduction of tax relief on mortgage interest payment.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
She referred to the great phase of endowment mortgages.
From Europarl Parallel Corpus - English
I mean, hands up those of us who fell for endowment mortgages?
From Europarl Parallel Corpus - English
It risks the possibility that people with endowment mortgages at the end of the policy will not have the funds successfully to discharge their obligations.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The projections for the performance of endowment mortgages which were approved at that time by the regulatory organisations have subsequently been scaled down.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The new requirements for disclosure of charges and commission will help consumers decide whether endowment mortgages best suit their circumstances.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
They secured a great deal of money because the commissions paid were not disclosed to the individuals who bought the endowment mortgages.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Is it not more likely that endowment mortgages are still being sold in such large numbers because of pressure from the salesmen?
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
There is nothing inherently wrong with endowment mortgages; that point has not been made.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Secondly, premiums for insurance policies linked to endowment mortgages are not covered.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Endowment mortgages may continue to be the best means of repaying mortgage obligations for many people.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It is important to recognise that the sale of endowment mortgages in the 1980s increased substantially.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Endowment mortgages—especially with-profits funds—were presented to people as nest-eggs.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
As the vast majority of mortgages are either repayment or endowment mortgages, that indebtedness is matched by saving on a very big scale.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
With many companies selling personal pensions and endowment mortgages, nearly £1 in every £3 invested by the consumer is lost in fees and charges.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It has also advised that it has no evidence of widespread mis-selling, notwithstanding the escalation of problems with endowment mortgages over the past year.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
None of them can have endowment mortgages and none can be married or have a girl friend without the risk of infecting their partners.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
There are far fewer such instances in cases of mis-selling of endowment mortgages, and the compensation required is smaller.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
As we know from the past, salesmen profited hugely from endowment mortgages because they gained seven times the rate of commission than they would have gained from a redemption mortgage.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It is important to realise that because endowment mortgages are investments, advice about them has always been covered by regulation and will continue to be covered.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I was under the impression that sales had collapsed, given all the publicity and the fact that most main high street companies no longer sell endowment mortgages.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It covers endowment mortgages as well.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
A newspaper report quoted a salesman as saying that he would need to sell 140 stakeholder pensions to earn the commission he gets from selling 14 endowment mortgages.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Indeed, there was simply no regulation of the sale of endowment mortgages between 1982 and 1988, during which there was a substantial increase in the sale of endowment mortgages.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
I shall wish to consider carefully the cases that have given rise to concern—especially the disappointing persistence rates with endowment mortgages, which are referred to in the report.
From the
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Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
It does not apply to endowment mortgages.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
If the problem is too much regulation rather than too little, why have we seen the horrendous scandal of mis-selling of personal pensions, home income plans and endowment mortgages?
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Our constituents have problems with endowment mortgages and credit card interest rates, which often assume an understanding of compounding that many constituents, not to mention financial advisers, do not have.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
The most important issue is endowment mortgages.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
Doubts have also been expressed about the over-promotion of endowment mortgages, and until recently there has been a lack of disclosure of commissions on insurance policies.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
This tax incentivisation toward endowment mortgages is not often commented on in the media when they discuss endowment mortgages.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
The fact that endowment mortgages were later found to have been systematically mis-sold probably explains this disjunction.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
This gave a tax advantage for endowment mortgages over repayment.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
For example, thousands of homeowners have been sold endowment mortgages without any likely means of repaying them.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.

词汇	example_english_endowment-mortgage
释义	Examples of endowment mortgage These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. Executive share options, endowment mortgages, pensions and other forms of savings are good ideas. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 In addition, a person who has an endowmentmortgage scheme over a long period of time pays at least another £15 per acre. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 That attempts to use the public's confusion about the two elements of an endowmentmortgage to cover the industry's own malpractice. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The local endowmentmortgage sellers got together and denounced me for such terrible scaremongering. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I accept that an endowmentmortgage will not be affected but that a repayment mortgage will. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 That is the net cost in the case of an endowmentmortgage. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 For most people who have taken out an endowmentmortgage, there is now no way out. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Because a life insurance policy is an integral part of an endowmentmortgage, the overall surrender value is disregarded in the same way. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I am thinking of the insurance endowmentmortgage, where all payments are made on interest, and ordinary repayment mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The endowmentmortgage will not be considered either. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 A couple who came to see me recently—a manual worker and his wife—purchased an endowmentmortgage in the 1980s to buy their council house. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 In addition, they offer a panel of three leading life office products to support endowmentmortgage business. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Often, the biggest single issue facing a mortgagor is whether there should be an interest-only mortgage or an endowmentmortgage. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 An endowmentmortgage does not affect the recalculation of benefit. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I draw attention to a further absurdity of the market's response to the present endowmentmortgage scandal. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 If he has an endowmentmortgage of £15,000 his tax liabilities are reduced by about £1,400. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Will he also tell us how many of those people will lose the benefit of using a life insurance policy as an endowmentmortgage? From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 On an endowmentmortgage, they have to pay an additional £65·62 a month and it will be double that for a £60,000 mortgage. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The difference is that with an endowmentmortgage there is tax relief not only on the interest content but on the capital repayment represented by the endowment premium. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 However, if a life insurance policy is surrendered early or linked endowmentmortgage savings are redeemed, any resulting capital is taken into account in the normal way. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Similarly, anyone holding an endowmentmortgage has just cause to feel extremely worried, because it is worth significantly less today than it was worth 48 hours ago. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 This is to ensure that, given that the endowmentmortgage involves payment of interest only on a loan, both types of mortgage attract about the same proportion of interest-related subsidy. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 They show, for example, that on a £50,000 endowmentmortgage, an individual's choice of company can influence the final value of his investment by as much as £9,000. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Toward the end of the 1980s when endowmentmortgage selling was at its peak, the anticipated growth rate for endowments policies was high (7-12% per annum). From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. A further problem relates to endowment mortgages, where the amount outstanding remains at the original level until the endowment policy matures and the whole of the mortgage is repaid. It will hit ordinary people such as pensioners, those who hold endowment mortgages, and many others. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 They have come to my surgeries to tell me that they have such endowment mortgages and that the news is terrible. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 During the decade, endowment mortgages became more expensive, but sales increased. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The only other clue in deciding what period to take lies in the fact that endowment mortgages are usually worked up to 30 years. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The only people whose interests were being served by the use of endowment mortgages were those who sold them—and it is still going on. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I do not see why that should be the case, because in many respects endowment mortgages can be advantageous. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Housing costs, including those from repayment and endowment mortgages, are currently taken into account in the calculation of child support maintenance liability. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Because endowment mortgages are now discredited, they are disguised as flexible mortgages, and many so-called independent brokers are anything but independent. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 We addressed consumer concerns about redemption penalties, endowment mortgages, tying in of insurance and other products and when lenders credit the payments borrowers make. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The principal exemption is long-term insurance—life insurance, endowment mortgages and pensions. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I do not know the figure for endowment mortgages and the like. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Many reputable high-street companies have decided not to sell endowment mortgages, but the less reputable ones continue to sell them. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 That represents a serious breach of trust and it is understandable that concern has spread to other areas, such as endowment mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 They believed that the move would make endowment mortgages more expensive, and that is what happened. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I am particularly pleased to have secured today's debate because the question of shortfalls on endowment mortgages is raised regularly in my constituency surgeries. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Similar misselling has occurred in respect of endowment mortgages and annuities. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Indeed, removal of the differential on endowment mortgages is a recent example of such competition working and of the building societies removing a differential charge. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 One of the things that has tipped the balance from endowment mortgages to repayment mortgages is the reduction of tax relief on mortgage interest payment. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 She referred to the great phase of endowment mortgages. From Europarl Parallel Corpus - English I mean, hands up those of us who fell for endowment mortgages? From Europarl Parallel Corpus - English It risks the possibility that people with endowment mortgages at the end of the policy will not have the funds successfully to discharge their obligations. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The projections for the performance of endowment mortgages which were approved at that time by the regulatory organisations have subsequently been scaled down. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The new requirements for disclosure of charges and commission will help consumers decide whether endowment mortgages best suit their circumstances. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 They secured a great deal of money because the commissions paid were not disclosed to the individuals who bought the endowment mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Is it not more likely that endowment mortgages are still being sold in such large numbers because of pressure from the salesmen? From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 There is nothing inherently wrong with endowment mortgages; that point has not been made. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Secondly, premiums for insurance policies linked to endowment mortgages are not covered. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Endowment mortgages may continue to be the best means of repaying mortgage obligations for many people. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It is important to recognise that the sale of endowment mortgages in the 1980s increased substantially. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Endowment mortgages—especially with-profits funds—were presented to people as nest-eggs. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 As the vast majority of mortgages are either repayment or endowment mortgages, that indebtedness is matched by saving on a very big scale. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 With many companies selling personal pensions and endowment mortgages, nearly £1 in every £3 invested by the consumer is lost in fees and charges. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It has also advised that it has no evidence of widespread mis-selling, notwithstanding the escalation of problems with endowment mortgages over the past year. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 None of them can have endowment mortgages and none can be married or have a girl friend without the risk of infecting their partners. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 There are far fewer such instances in cases of mis-selling of endowment mortgages, and the compensation required is smaller. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 As we know from the past, salesmen profited hugely from endowment mortgages because they gained seven times the rate of commission than they would have gained from a redemption mortgage. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It is important to realise that because endowment mortgages are investments, advice about them has always been covered by regulation and will continue to be covered. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I was under the impression that sales had collapsed, given all the publicity and the fact that most main high street companies no longer sell endowment mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It covers endowment mortgages as well. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 A newspaper report quoted a salesman as saying that he would need to sell 140 stakeholder pensions to earn the commission he gets from selling 14 endowment mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Indeed, there was simply no regulation of the sale of endowment mortgages between 1982 and 1988, during which there was a substantial increase in the sale of endowment mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I shall wish to consider carefully the cases that have given rise to concern—especially the disappointing persistence rates with endowment mortgages, which are referred to in the report. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It does not apply to endowment mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 If the problem is too much regulation rather than too little, why have we seen the horrendous scandal of mis-selling of personal pensions, home income plans and endowment mortgages? From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Our constituents have problems with endowment mortgages and credit card interest rates, which often assume an understanding of compounding that many constituents, not to mention financial advisers, do not have. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The most important issue is endowment mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Doubts have also been expressed about the over-promotion of endowment mortgages, and until recently there has been a lack of disclosure of commissions on insurance policies. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 This tax incentivisation toward endowment mortgages is not often commented on in the media when they discuss endowment mortgages. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. The fact that endowment mortgages were later found to have been systematically mis-sold probably explains this disjunction. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. This gave a tax advantage for endowment mortgages over repayment. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. For example, thousands of homeowners have been sold endowment mortgages without any likely means of repaying them. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
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Examples of endowment mortgage