词汇 | depositor |
释义 | depositor noun[ C ] uk /dɪˈpɒz.ɪ.tər/ us /dɪˈpɑː.zə.t̬ɚ/ someone who deposits money存款人,储户 Saving money bank deposit deposit account deposit something with someone direct deposit ISA on depositidiom pension plan put put something aside put something by redeposit retirement plan salt salt something away squirrel squirrel something away TESSA undersaver war chest A thousand or so were returned, the depositors having refused to pay the charges. All the depositors will be paid. In many other ways, too, depositors are now safeguarded from loss. The bank book was then something tremendously important, or at least depositors thought so. This surplus, although belonging to the depositor, according to law, is never paid. depositor | American Dictionarydepositor noun[ C ] us/dɪˈpɑz·ɪ·t̬ər/ depositornoun[C] (MONEY)a person who keeps money at a bank: Depositors will be informed of any change in interest rates. depositor | Business Englishdepositor noun[ C ] BANKINGuk /dɪˈpɒzɪtər/ us /-ˈpɑːzəṱɚ/ a person or company that puts money into a bank account: Four hundred small depositors closed their accounts. Examples of depositordepositor This time it appears that depositors, rather than noteholders, led the charge. Throughout the paper, we assume that uncertainty is canceled out when depositors and entrepreneurs randomly choose banks. There was also opposition to the idea that depositors could impose their own conditions on the use of public databases. The banks' most important creditors were vast numbers of note holders and depositors, who, on average, held very small claims against the banks. It measures the gap between what the bank pays for depositors and what the bank gets from users of bank credit. Banks act as delegated monitors, as depositors can observe neither the quality of investment projects nor whether entrepreneurs invest or consume their funds. The bank can make either of two declarations: to meet its depositors' withdrawals, it needs extra cash or it does not. With uncertain aggregate relocations, banks face uncertain liquidity demand for cash from their depositors. However, sufficiently large open market operations could have led to a return flow of currency to the banking system and the restoration of depositor confidence. Big banks have an incentive to hold less capital than small banks because they are less likely to be punished by investors (depositors) for doing so. Traditionally banks have taken in money from depositors (the banks' creditors), and then lent it to borrowers based on their own credit evaluations, and at their own risk. Many depositors lost money in this collapse. Further, the reserve/deposit ratio can be obtained from the first-order condition with respect to t after substituting the optimal payment schedules into the depositor's expected utility function. Since the 1980s, however, banks have been marginalized from this process as depositors have put their money elsewhere and borrowers have found other sources of capital (mutual funds, for instance). It thus motivates banks to rely less on capitalization as a means of signalling their trustworthiness, because depositors are less concerned about bank risks when their assets are insured. These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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