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词汇 deposit-insurance
释义 deposit insurance
noun[ U ]
 BANKING, INSURANCEukus
a system in which payments are made by banks to an organization that would pay a bank's customers their money back if that bank went bankrupt:
In 1985, the bank failed, pulling down Ohio's deposit insurance fund with it.

Examples of deposit insurance


deposit insurance
Incidentally, there would no longer be any need of depositinsurance on demand deposits.
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Concerning market discipline, one can easily say that mispriced depositinsurance distorts the incentives of depositors to monitor bank risk taking activities.
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Bank deposits may also be insured by a depositinsurance scheme, if applicable.
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If adopted, it is anticipated that drafting of regulations and introduction of a system of depositinsurance would take at least a year.
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These factors were particularly crucial given the lack of depositinsurance in banks.
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If you have deposits with more than one bank, depositinsurance coverage limit is applied separately to the deposits in each bank. 9.
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Wikipedia

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The information is of a non-technical nature and is not intended to be a legal interpretation of the depositinsurance scheme.
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The government managed the situation by bailouts, selling off or nationalizing banks, providing bank guarantees and extending the depositinsurance.
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Thus, sufficient depositinsurance can eliminate the possibility of bank runs.
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Instead, they argue that a better way of preventing bank runs is depositinsurance backed by the government or central bank.
From
Wikipedia

This example is from Wikipedia and may be reused under a CC BY-SA license.
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
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