| 词汇 | defined-contribution |
| 释义 | defined-contribution adjective[ before noun ] HRukus used to describe a pension arrangement in which the amount paid into the pension plan is fixed but the value of the pension that is received may change, according to how the money in the plan was invested: a defined-contribution pension/plan/scheme defined contributionnoun[ C ] Many firms have closed schemes under which employees would receive retirement benefits based on final salaries in favour of making defined contributions to employees' pension funds. Examples of defined-contributiondefined-contribution A further main contention is the risk attached to a defined-contribution versus a defined-benefit scheme. The last two also top up the defined-contribution pension with a public, earnings-related pension payment. Low levels of voluntary annuitization are becoming more evident as countries add defined-contribution components to existing retirement savings schemes. In consequence, economic growth might be increased, for example due to more efficient allocation of labour to its most remunerative uses after pension reform to funded defined-contribution plans. If at some point in time the government bonds become tradable, then this policy can also facilitate the transition to a defined-contribution fully funded pension system. I would not be at all surprised if most final-salary company pension schemes moved, for new employees, towards being money-purchase or defined-contribution schemes. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 However good, that replacement defined-contribution scheme must at least increase the element of risk to the individual pension investor. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Then, perhaps, we should look at what is happening to defined-contribution or money purchase schemes themselves. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The second area of grief is the inexorable decline in defined-contribution schemes. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The first is that personal pensioners and those with defined-contribution, as opposed to defined-benefit, occupational pensions—there are millions of people in those two categories—will be significantly worse off. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The alternative pension scheme that companies are embracing is the defined-contribution or money-purchase scheme, which transfers any investment risk to the individual away from the company. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 In a defined-contribution plan, a fixed contribution (percentage of total paycheck or a fixed sum) is made per pay period. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Other employer-provided defined-contribution plans include 403(b) plans, for nonprofit institutions, and 457(b) plans for governmental employers. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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