| 词汇 | underwriting |
| 释义 | underwriting present participle ofunderwrite underwriting | Business Englishunderwriting noun[ U ] uk /ˈʌndəˌraɪtɪŋ/us FINANCE, INSURANCE the act of giving financial support for an activity, and for paying any costs if it fails: The group announced a £50 million investment in insurance underwriting. Examples of underwritingunderwriting This included acquiring lands, underwriting railways, establishing factories, and building up trade and banking services. This competitive, or 'soft', market results in less stringent underwriting and pricing, insurers start to lose money and the whole process starts again. A third core chapter describes the major risks faced by providers, particularly life insurance companies underwriting annuities. Of great interest is the detailed discussion of the potential market size for variable annuities, the distribution chain for the product, and underwriting techniques. Should insurers be allowed to use genetic test results as part of the underwriting process? Advances in genetic epidemiology, however, are necessary for the development of evidence-based underwriting in relation to insurance contracts involving genetic information, however defined. All five knowledge structures were used in medical underwriting, with different sub-groups of participants using different structures more or less often. The second part of the book explores four major aspects of the business of fire insurance, specifically company foundation, marketing, underwriting and investments. Administrative, underwriting, and other economies of scale for group insurance and related benefits make welfare capitalism a cheap efficiency wage strategy for larger employers. Their underwriting and pricing policy has been so 'broad brush' that the safety conscious and the careless have been treated in very similar ways. Although there are now 33 companies underwriting private health care, a few are dominant. The experts conducted health insurance underwriting for 30 real applications, which had been processed two or three years earlier, while thinking aloud. Then, the medical costs and risks that are associated with the applicant are assessed (medical underwriting). Underwriting is conducted on the basis of an application form, which is submitted to the insurer by the applicant. Underwriters for private health insurance first assess whether an applicant meets the statutory eligibility criteria (technical underwriting). These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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