| 词汇 | term-insurance |
| 释义 | term insurance noun[ U ] uk /ˈtɜːm ɪnˌʃɔː.rəns/ us /ˈtɝːm ɪnˌʃɔːr.əns/ a type of insurance that lasts for a limited time period定期保险 Compare life insurance Insurance actuarial assessor assurance bancassurance broking burial society comprehensive comprehensive insurance health coverage indemnification indemnify insurable life assurance mature non-network policy protect third-party insurance uninsurable uninsured term insurance | Business Englishterm insurance noun[ S or U ] ukus(UK alsoterm assurance) INSURANCE a form of life insurance that lasts for a fixed period of time: She has taken out term insurance for $89,000 on the mortgage on her new apartment. You will need to buy a term assurance to pay off the loan in the event of your death. a term insurance policy/plan Examples of term insuranceterm insurance It should be seen in the context of government policy on exports in general and on medium to long terminsurance and project finance in particular. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 In the early years, the company focused on offering terminsurance to individuals as an alternative to whole life products. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Generally speaking terminsurance premiums are considerably less expensive in the short term than permanent life insurance for an individual for the same benefit amount. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. However, the premium costs for terminsurance are substantially lower than those for permanent insurance. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Another common type of terminsurance is "mortgage life insurance", which usually involves a level-premium, declining face value policy. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Also, purchasing annual renewable terminsurance can add complexity to long-term investment strategies because premiums increase as the insured ages (so don't do this). From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Insurance industry studies indicate that the probability of filing a death benefit claim under a terminsurance policy is low. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Customers could only get the mortgage if they paid the terminsurance simultaneously. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Insurers may break down a policy into 2 components, the terminsurance portion (the net amount at risk) and the cash value (the guaranteed amount). From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. The company's product range covers protection (terminsurance), savings, education and retirement. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. The low payout likelihood allows terminsurance to be relatively inexpensive. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Terminsurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Because of the low likelihood of an insurer having to pay a death benefit, terminsurance may offer more coverage per premium dollar - by a factor of up to 10. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. The actuarial present value of one unit of an "n" -year terminsurance policy payable at the moment of death can be found similarly by integrating from 0 to "n". From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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