| 词汇 | prime-rate |
| 释义 | prime rate noun[ C ] USukus(US alsoprime lending rate); (US alsoprime interest rate) FINANCE, BANKING, ECONOMICS the lowest rate of interest that banks charge their best customers for loans over a short period and that is used for calculating the interest rates on other types of loan: The adjustment is based on the highest prime rate listed in the Wall Street Journal during the previous 90 days. The prime rate is used as a base for a wide range of loans to businesses and individuals. See also base rate Examples of prime rateprime rate The primerate varies little among banks and adjustments are generally made by banks at the same time, although this does not happen with frequency. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. The primerate was over 20% for much of 2009, and around 17% since the first half of 2010. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. The primerate rose to 21.5% in 1981 as well. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Many credit cards with variable interest rates have their rate specified as the primerate(index) plus a fixed value commonly called the spread. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. The interest rate is generally based on an index, such as the primerate. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Other rates, including the primerate, derive from this base rate. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. The interest rate charged on such loans by a central bank is called the discount rate, base rate, or repo rate, and is separate and distinct from the primerate. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. A variable-rate instrument, such as many consumer mortgages, will reflect the standard rate for deferred payment set by the central bank primerate, increasing it by some fixed percentage. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. If you negotiate a floating rate with your loan providers, the interest you are charged during repayment of your loan will increase and decrease along with the primerate. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. Unlike other indexed rates, the primerate does not change on a regular basis; rather, it changes whenever banks need to alter the rates at which borrowers obtain funds. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license. These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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