| 词汇 | policyholder |
| 释义 | policyholder noun[ C ] uk /ˈpɒl.ə.siˌhoəʊl.dər/ us /ˈpɑː.lə.siˌhoʊl.dɚ/ a person who owns insurance for a car, home, etc.: （车辆、住房等的）投保人 Each of the company's 12 million policyholders will see premium increases of about six per cent.这家公司的1200万投保人中，每人的保费都会上涨约6%。 Insurance actuarial assessor assurance bancassurance broking burial society comprehensive comprehensive insurance health coverage indemnification indemnify insurable life assurance mature non-network policy protect third-party insurance uninsurable uninsured policyholder | American Dictionarypolicyholder noun[ C ] us/ˈpɑl·ɪ·siˌhoʊl·dər/ a person who owns insurance for a car, home, life, etc.: Each of the company's 12 million policyholders will see premium increases of about 6%. policyholder | Business Englishpolicyholder noun[ C ] (alsopolicy holder)uk /ˈpɒləsiˌhəʊldər/us INSURANCE a person or group that has made an agreement with an insurance company that it will provide insurance against particular risks: The sickness cover pays out a lump sum if the policyholder is diagnosed as suffering from a serious illness. Examples of policyholderpolicyholder But the second mechanism at work in fostering consumer trust in a physician was the insurance system, which diffused the doctor's charges among all policyholders. Option risks are determined by choices of the policyholders. First, there are assets which are held to cover obligations to policyholders, so-called technical provisions. An insurance firm receives premiums from its policyholders and is subject to an uncertain stream of claims. Logically, these interpretations are clearly distinct, but no policyholder will care which is intended; the financial implications are identical. The supervisory authority is charged to protect mainly the interests of present and forthcoming policyholders. For example, the policyholders' behaviour also reflects financial and economic issues. Second, there are assets which correspond to the capital funds of the company, in other words the surplus over policyholder liabilities (so-called technical provisions). A large proportion of the surplus, however, usually has to be distributed to the policyholders. Insurance premiums reflect the claims experience of the insurer's policyholders, and loss ratios define the relationship between claims expenses (the numerator of the loss ratio) and premiums collected (the denominator). Health insurers typically ask for results of medical tests on potential policyholders. In exchange for an initial premium, these firms commit themselves to paying certain periodic amounts until the death of the policyholder, thereby taking on the annuitant's longevity risk. Should not the industry take responsibility for bailing out those policyholders who will be affected? From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 That will include both the shareholders and the policyholders in a proprietary company. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 A successful direct marketing campaign, hyped by over-bonusing, attracted a large number of new policyholders and an increasing flow of contributions from existing members. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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