| 词汇 | joint-annuity |
| 释义 | joint annuity noun[ C ] ukus FINANCE a type of annuity(= a fixed amount of money paid to someone every year) in which money is paid to two people, usually a husband or wife, while both are still alive, and to one person after the death of the other: The annuity rate remains unchanged for all male, female, and joint annuities. Examples of joint annuityjoint annuity It is especially important for single women who will not receive a boost to their incomes from the jointannuity. The lifetime transfer through the jointannuity far exceeds the transfer from the public pillar, in all three countries. Married women who work in the labor force gain substantially from the jointannuity, which they get in addition to their own pension. In the new systems, women keep their own benefit as well as the jointannuity. Married men lose relative to singles because they must purchase a jointannuity. It should also be noted that for families that would have saved optimally for widows in other ways, the jointannuity might crowd out this voluntary saving. While our data do not allow us to model their wage and work histories directly, we use full career women without jointannuity or widow's benefit as a proxy. Denominator is married man for rows with jointannuity ; single man if no jointannuity. This could, of course, be achieved without a jointannuity if each household were far-sighted, rational and took the welfare of both members fully into account. To the extent that such households exist, our numbers overstate the incremental income to wife and the decreased consumption of the husband brought about by the jointannuity. These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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