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词汇 insurance
释义 insurance
noun
uk /ɪnˈʃɔː.rəns, ɪnˈʃʊə.rəns/ us /ɪnˈʃɝː.əns/
B2[ U ]
an agreement in which you pay a company money and they pay your costs if you have an accident, injury, etc.: 保险
car/travel insurance
take out insuranceI'll need to take out extra car insurance for another driver.我需要为另一名驾车人购买汽车保险。
The insurance doesn't cover you for (= include) household items.这份保险没有包括你的家用物品。
claim on the insuranceWhen my bike was stolen, I claimed on the insurance.
See also
comprehensive insurance
health insurance
life insurance
National Insurance
social insurance
term insurance
third-party insurance
Compare
assurance(INSURANCE)UK
[ C or U ]
something that protects against the possible damaging effects of something:
insurance againstHouseholds are stockpiling food as insurance against price rises.
insurance policyMany people are applying for overseas passports as an insurance policy in case of future chaos.
Owning gold was seen as an insurance against an unknown future.
It is a legal requirement for drivers to have car insurance.
The treatment is expensive, so we're lucky that our insurance covers most of it.
It took the insurance company months to settle my claim.保险公司用了好几个月才付清我的理赔金。
It's worth your while taking out travel insurance before you travel.在旅行前购买旅行保险是值得的。
Investors were buying oil as insurance against the falling dollar.
The fact that there has been no major attack in three years is no insurance against future attacks.
Fish from native populations were added to the streams to provide a kind of insurance policy for the survival of the fish.
SMART Vocabulary: related words and phrases

Insurance
actuarial
assessor
assurance
assure
bancassurance
broking
burial society
comprehensive
comprehensive insurance
health coverage
indemnification
indemnify
insurable
life assurance
mature
non-network
third-party insurance
underwriter
uninsurable
uninsured

You can also find related words, phrases, and synonyms in the topics:


Defending and protecting
insurance
adjective[ before noun ]
mainly USuk /ɪnˈʃɔː.rəns//ɪnˈʃʊə.rəns/ us /ɪnˈʃɝː.əns/
In sport, an insurance run, point, goal, etc. is one that you score when you already have a small lead to make it more difficult for the other team to catch up:
Kelly scored a huge insurance goal to put the Puffins up by 2, with 3 minutes left.
They might regret not being able to score an insurance run in that inning.
He hit a wonderful insurance point two minutes into injury time.
The wind blowing the ball off the tee was a reminder that Ireland needed more insurance points.
SMART Vocabulary: related words and phrases

Sports & games generally
a cheap shotidiom
backdoor
bad bounce
bad hop
board sport
buildering
classic
default
extreme sport
free running
general manager
kabaddi
loot
multi-sport
offensive
suspended game
trail running
TTRPG
waive
waiver

insurance | American Dictionary


insurance
noun[ U ]
us/ɪnˈʃʊər·əns/
the agreement in which you pay a company money and the company pays the cost if you have an accident, injury, or loss:
fire/health/life insurance

insurance | Business English


insurance
noun
uk /ɪnˈʃʊərəns/us
[ C or U ] INSURANCE
an agreement in which you pay a company money, either in one payment or in regular payments, and they pay your costs, for example, if you lose or damage something, or have an accident, injury, etc.:
car/holiday/home/health, etc. insurance
an insurance plan/policy
to buy/sell insurance
insurance contributions/payments/premiums
insurance against sthYou can take out insurance against employee injury.
offer/provide/refuse insuranceHave you ever been refused car insurance in the past?
arrange/obtain/take out insuranceYou must make sure you take out insurance on the contents of your house.
have insuranceEnsure you have sufficient insurance to cover the cost of replacing your valuables.
be covered by (the) insuranceUnfortunately, stolen personal belongings are not covered by the insurance.
claim on the/your insuranceI claimed on the insurance for the damage to the furniture.
insurance pays for sth/covers sb/sthThis insurance covers the cost of their mortgage but they are considering more life cover.
Most insurances won't cover you if you take part in any dangerous sporting activities.
[ U ] INSURANCE
the business of selling insurance:
He's worked in insurance for over 20 years.
the insurance industry
an insurance company
[ U ] INSURANCE
money that is paid to an insurance company:
They ask for 8% extra from customers who pay insurance by direct debit instead of as a lump sum.
[ U ] INSURANCE
money that is paid by an insurance company:
I had to cancel the trip, but I got back nearly $1000 in insurance.
[ U or plural ] STOCK MARKET
shares in insurance companies:
Insurances were given a new lease of life as the market's strength helped to allay solvency margin fears.
See also
accident insurance
agreed value insurance
all-loss
all-risks
annuity insurance
automobile insurance
aviation insurance
blanket insurance
block insurance
buildings and contents insurance
business interruption
business liability insurance
business life and health insurance
car insurance
casualty insurance
comprehensive insurance
consumer credit insurance
contingency insurance
credit insurance
deposit insurance
disability insurance
double insurance
engineering insurance
export insurance
fidelity insurance
fire insurance
floating policy
flood insurance
general insurance
group insurance
health insurance
home insurance
homeowner's insurance
household insurance
income insurance
income protection insurance
industrial injuries insurance
liability insurance
life insurance
marine insurance
medical insurance
mortgage indemnity insurance
mortgage protection insurance
motor insurance
national insurance
open insurance
property and liability insurance
self-insurance
social insurance
term insurance
third party, fire and theft
travel insurance
unemployment insurance
valued insurance
whole-of-life

Examples of insurance


insurance
On the one hand, payout per dollar of premium might be reduced if insurance companies believe that wealthier retirees will live longer.
The history of the relationship between insurance and civil society, as usually told, is an anticlimactic narrative.
But there is always the pain and the loss that the calculating tables of insurance companies are not able to express, calculate, or compensate for.
A portfolio effect tends to increase the forest cover, while an insurance effect tends to reduce it.
Thus, informed speculation concerning the outcome of the equal antecedent-risk insurance mechanism would serve as the guideline for evaluating the justice of communal medical provision.
Unlike most social programs, government health insurance involves the purchase of services from a clearly defined and often extremely powerful profession.
Unlike old age or unemployment insurance, workers' compensation provided not just income support but also medical benefits.
Insurance for non-occupational disabilities, by contrast, had no established network of interests; such insurance was virtually non-existent in the private sector.
In the first subsection, we discuss the historical context for adoption of workers' compensation insurance in the early twentieth century.
The 70-year old pensioner has to accept substantial probabilities of capital exhaustion within his lifetime relying on an insurance equivalent fund solution.
Moreover, and more damagingly, he has established no grounds for preferring the hypothetical insurance scheme to the talent auction.
The private sector scheme is managed by private pension institutions : insurance companies, corporate pension funds, industry-wide pension funds, and other statutory pension providers.
However, the price of insurance for consumers has not decreased.
As an economic history of fire insurance it is indeed likely to be the definitive overall account for many years to come.
This situation changed only in 1967, when separated trust funds were created for health and old age insurance.
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.

Collocations withinsurance


insurance

These are words often used in combination with insurance.

Click on a collocation to see more examples of it.


adequate insurance
I cannot stress too strongly the importance of intending travellers making adequateinsurance arrangements.
From the
Hansard archive

Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0
compulsory insurance
With these two assumptions in place, the non-paternalistic argument for compulsoryinsurance proceeds as follows.
crop insurance
They also make a case for income guarantee cropinsurance programs and federal cost-share programs that could help farmers' transition to lower chemical use.
These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
See all collocations with insurance
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