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词汇 fractional-reserve-banking
释义 fractional reserve banking
noun[ U ]
 BANKING, FINANCEukus
the practice in which banks keep only a small amount of their customers' money and lend the rest to other customers:
Because of the fractional reserve banking system, banks can expand our money supply several times, by making loans and investments.

Examples of fractional reserve banking


fractional reserve banking
He extends the prohibition to the creation of wealth on the basis of debt and the fractionalreservebanking system.
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The global prevalence of fractionalreservebanking has caused most currencies to decline in value consistently.
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Proponents of binary economics are dissatisfied with fractionalreservebanking, arguing that it creates new money out of nothing.
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Banks of classical antiquity practised fractionalreservebanking.
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Modern banking practice, including fractionalreservebanking and the issue of banknotes, emerged in the 17th and 18th centuries.
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This practice, which is known as fractionalreservebanking, permits the total supply of credit to exceed the liquid legal reserves of the bank.
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Fractionalreservebanking has resulted in a transfer of wealth from the holders of currency to investors.
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It details the history of fractionalreservebanking and the influence that bankers have had on monetary policy over the last few centuries.
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The only right thing to do would be to let the market take care of the creation of money, with a gold standard, but without fractionalreservebanking.
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However, some critics of fractionalreservebanking argue that the practice inherently artificially lowers real interest rates and leads to business cycles propagated by excessive capital investment and subsequent contraction.
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Wikipedia

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These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors.
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