| 词汇 | example_english_life-insurance |
| 释义 | Examples of life insuranceThese examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. Other services that attract further fees include financial advice, actuarial service, and lifeinsurance. Pension funds are shown to be much more adversely affected by quantitative restrictions in this sample than are lifeinsurance companies. In part, objections to the disclosure of cause-of-death information were also associated with the constraints imposed by burial funds and lifeinsurance companies. In addition, persistent poor harvests had led to heavy borrowings on chattels, real estate and lifeinsurance policies. Moreover, private lifeinsurance and medical insurance eventually became affordable for most workers, and insurance against personal injury suits became available to most employers. The motivation for the model studied in this article comes from a more realistic model of lifeinsurance business. As a result, a new multi-billion dollar industry - the lifeinsurance industry, specializing in annuities - has developed, practically from scratch. The differences for domestic assets are slightly greater for pension funds than for lifeinsurance, and markedly so for foreign assets. This process was reinforced by the development of lifeinsurance medicine, investigating differential life expectancies of substandard risks. In this article we consider an insurance company selling lifeinsurance policies. It can often also provide other optional services such as access to investing in managed funds on a wholesale basis, lifeinsurance, and financial advice. A third core chapter describes the major risks faced by providers, particularly lifeinsurance companies underwriting annuities. In section 2 risks inherent in lifeinsurance products and pension schemes and the relevant solvency requirements are discussed. To simplify the text, we will present problems and relevant approaches in terms of a lifeinsurance and annuity portfolio only. Second, mainly due to tax advantages, individual retirement saving has traditionally been channeled mainly into whole lifeinsurance. Topics covered include the theory of interest and the valuation of contingent claims such as lifeinsurance and annuities. They also took care that those with whom they mixed outside the lifeinsurance community shared their social and intellectual pedigree. Depending on which society one joined, the individual could purchase lifeinsurance, basic medical plans, disability insurance, or modest burial plans. Bigger pension funds are likely to manage their assets on their own, without resorting to a risk transfer to a lifeinsurance company. The modern term "lifeinsurance" will also be used instead of "life assurance," which was a common nineteenth-century synonym. Adverse selection is typically associated with the provision of some kinds of insurance; an example is lifeinsurance. In the nineteenth century the main thrust of standardising practices in lifeinsurance was prohibitive: to exclude substandard applicants from insurance policies. A central aspect of their policy was a common database, maintained by the professional association of lifeinsurance companies. For a usual lifeinsurance contract, the prospective (or discounted) loss random variable is of fundamental importance. One additional issue he reviews is that lifeinsurance regulation tends to be tighter and more prescriptive than pension fund regulation. Firstly, some companies are predominantly lifeinsurance companies while others are predominantly pension insurance companies. What follows applies to a generic portfolio of lifeinsurance products. Annuities are provided by lifeinsurance companies and are freely priced. We show how considerations differ between lifeinsurance companies and pension funds, depending largely on differences in liabilities. Her smiling face reveals the happiness she has in discovering that her husband has just taken out a lifeinsurance policy on himself. Principles of transparency and self-determination were naturally not core concerns of the lifeinsurance industry. In some countries, insurance companies are prohibited from asking individuals seeking health or lifeinsurance to undergo or disclose results from genetic tests. Matching of duration is thus more straightforward for lifeinsurance companies. Contractual savings include the assets of pension funds and the assets of lifeinsurance companies. He concludes that any change in a beneficiary's expected bequest is almost fully offset by a change in lifeinsurance holdings. Collective pension funds, for their part, have entered a collective contract with a lifeinsurance company under which the latter assumes all risks. In addition to retirement plans, other benefits included medical expense plans, lifeinsurance, services, matching donation programs to charities, and director legacy donations. Actuaries similarly shed few tears when the new standard-bearers of organized science stopped going out of their way to involve themselves in lifeinsurance. The thin intermediation margins and the low returns on equity are probably the reasons why some lifeinsurance companies have decided to exit the annuities market in recent years. The paper utilizes a panel of lifeinsurance company data to examine econometrically the main determinants of the annuity rate, defined as the internal rate of return on annuities. This was partly because of the higher pension payments lifeinsurance had to face (compared with the small amounts of compensation usually paid by mutual societies). As a corollary, falling inflation and hence bond yields may affect lifeinsurance business (where they are guaranteeing nominal returns) but would not affect pension funds (which seek real returns). As noted above, administration and investment expenses reported in the quarterly returns do not separately account for investment costs charged by external fund managers and lifeinsurance companies. In so doing, he contributed to a medical fixing of the human lifespan proposed in other institutions, such as lifeinsurance and pension and retirement programs. The case in favour of quantitative portfolio restrictions may be put most strongly for lifeinsurance companies which have nominally fixed liabilities, especially if there are rights to early surrender. This paper investigates the impact of these policies on individuals' incentives to both acquire genetic information and to disclose it to providers of health and/or lifeinsurance. It is done in the case of lifeinsurance, and it is the same principle. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I happen to be the chairman and managing director of a lifeinsurance company. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I do not say that lifeinsurance is not a good thing. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Decisions to take out personal accident or lifeinsurance cover are the responsibility of individual service men and women. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 At the age of fifty the premium for an ordinary whole lifeinsurance would be less. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It is fifteen months in regard to the ordinary policies of lifeinsurance, with which my noble friend is concerned. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The phenomenal increase in lifeinsurance has to be seen to be believed. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 In the past this has not applied to lifeinsurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Traditionally, lifeinsurance business is on a with-profits basis. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The cost of tax relief on lifeinsurance premiums for 1973–74, the latest available year, is estimated at £140 million. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 By far the most important is lifeinsurance relief in its many forms. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 There is no intention at all of dealing with the question of lifeinsurance abatements. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It is not very difficult to see one reason why this is going to be a blow to lifeinsurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I hope they will recognise the short-sightedness of their policy of discouraging lifeinsurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It is right and proper to expect that before the age of 25 a doctor or dental student should have taken out a lifeinsurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Who can say nowadays that he makes provision for invalidity at any stage in his life beyond a general provision of lifeinsurance? From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 But an extraordinarily large number of people have turned in lifeinsurance because they cannot afford to keep up the premiums. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Indeed, it is based on a redistributive principle which distinguishes it sharply from any kind of lifeinsurance or private scheme. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 One has only to imagine a man on £3,000 a year suddenly deciding to spend £1,000 a year on lifeinsurance premiums to get increased savings. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I think that his object was to apply some of those recommendations more widely than just to linked lifeinsurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 I should like to say a word or two about lifeinsurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 This is less true of lifeinsurance, but it is especially true of motor insurance and of general and accident insurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 We are glad about the recognition of the hardship of taking into account the surrender values of lifeinsurance policies. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The full rigours of the regulatory system applied to selling lifeinsurance but not to selling mortgages. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Providers—including fund managers and lifeinsurance companies—will be able to enter the market if they satisfy a set of conditions. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 All face the impossibility of gaining lifeinsurance, unless it is offered at a totally prohibitive cost. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 That is one reason why business has become so much more difficult to write for the retail sector and the lifeinsurance companies. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 How is a man in the region of the larger incomes to meet the expenditure of his lifeinsurance premiums? From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Schedule 1 will, however, be a more detailed classification of lifeinsurance than we have had hitherto. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 The same is true of investment companies and, with certain adjustments, of lifeinsurance companies. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 They have contributed to an avalanche fall in share prices over the past two years, with baleful consequences for people's pensions, lifeinsurance and savings. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 It is true that there is some degree of anomaly where an attempt is made to purchase a house through the machinery of lifeinsurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 That is why we worked hard and fast—given that this is a complex matter—to try to meet the request of the lifeinsurance industry. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 This is clearly the most satisfactory way of dealing with lifeinsurance policies in force in a company which fails. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Some have had to surrender lifeinsurance policies and commute savings made for their old age. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Few people at that age think of taking out lifeinsurance policies. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Many people prefer lifeinsurance because it provides for their family. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 People who want lump sums can still get them with tax concessions in respect of lifeinsurance premiums. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 They have had to make major changes in the rules relating to lifeinsurance. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 To provide essential protection to the consumers—to investors who buy lifeinsurance policies—will cost money. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 Why are those people, through no fault of their own, unable to receive lifeinsurance, something basic which almost everyone takes for granted? From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 There must either be provision for lifeinsurance or there must be some requirement for old age in respect of retirement or dependants. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 A contract of lifeinsurance is different from a contract of insurance against fire. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under the Open Parliament Licence v3.0 These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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